Cheap Car Insurance
    
RELATED LINKS
Home
 
Google
style="width:522px;">

(First of three parts)

"You are too old," the representative said bluntly. Moments earlier my wife, Flory, and I had arrived at Ben Gurion airport in Tel Aviv. When I protested to the rep, he retorted, "Just take the shuttle to the Hertz lot, where an agent will have you drive around. If you do all right, we will give you the car."

After easily maneuvering through the crowded parking area, I was told I had passed the test!

I was reminded of the above incident when ITN's editor asked me to respond to a letter from Mr. C. Schroeder of El Cajon, California, regarding "driver's insurance for the 70-plus crowd."

I promptly started researching the many facets of renting a vehicle overseas. Below you will find the results.

The upper age limit

Whenever I reserve a car, I pick up the phone and talk to a live agent. I find that easier than trying to ferret out the desired information on the Internet.

Since I am over 65, my first question--after stating my pickup city --invariably is "Do you have an upper age limit?"

While there are general rules for every country, each rental office can set a different age cap depending upon the firm's ownership (be it corporate, franchise or local independent). This, in turn, relates to the underlying insurance, thus it behooves you to call all the companies that provide rentals at the desired location.

Besides the direct suppliers, such as Avis, Hertz, Budget, etc., also check out the wholesalers, such as Auto Europe, Kemwel and Europe By Car.

The latter three contract to deliver an auto to you at a set price, which you prepay either in part or in full. They, in turn, direct you to one of the suppliers for the vehicle pickup. When appropriate, they will look for a firm that doesn't have an upper age limit. The wholesalers frequently offer cheaper rates than the suppliers, as they buy discounted rentals in volume.

While Auto Europe and Kemwel offer fully refundable rental contracts, Europe By Car has a cancellation fee.

On the following pages, you will find tables of upper age limits in selected countries (accurate at the time this article was researched in February 2005). For the latest updates, please call each company.

Alternative solutions

Once you have tried every supplier and wholesaler for a specific location, what can you do if you are unsuccessful?

1. Rent in a country nearby--For instance, you could take delivery of an automobile in Belfast (Northern Ireland) and drive it to Ireland (check for restrictions).

2. Lease a car (available in Europe only)--While guaranteed resale leases offered solely by Peugeot or Renault originate in France, you can pick up and return an automobile in a number of other European countries for an additional charge. As the expense of transporting a vehicle from France to other locations has increased in the past few years, the cost of leasing may be higher than that of renting. Make all arrangements before you leave, since leasing once you are in Europe is approximately 30% more expensive.

The minimum period is 17 days. The rate includes unlimited mileage, VAT and collision, fire and theft insurance without deductible. There is no age cap. You have to pay for routine maintenance, such as changing oil. As several countries are off limits, check where you are allowed to take the car.

To reserve a Peugeot, get in touch with AutoFrance (800/572-9655 or www.autofrance.net), Auto Europe, Europe By Car or Kemwel (see Table 2).

For a Renault, contact Renault Eurodrive (800/221-1052 or www.renaultusa.com/index.htm) or Europe By Car.

3. Get a chauffeur-driven automobile--While you could obtain a chauffeur-driven vehicle from one of the above-mentioned firms, I found the cost prohibitive.

I tried Google and typed "chauffeur driven cars + Turkey" (or the appropriate country). However, none of the sites would give the rate until I had registered, an exercise I did not want to pursue.

One way to get a car with driver at a reasonable cost would be to inquire at travel agencies or local car rental companies once you are overseas. We did this a number of years ago in Sri Lanka. The rate with driver turned out to be cheaper than the self-drive cost.

Another way would be to check with a U.S. or overseas travel agency before you leave.

4. Find a guide--Have a guide or younger person hire and drive the vehicle and reimburse him/her. The person must have a credit card in his/her own name and must be able to satisfy all the rental requirements. If the credit card doesn't cover the CDW (Collision Damage Waiver), you may have to buy it.

To find a guide, besides the ones recommended in ITN, click on the "Thorn Tree Forum" at www.lonelyplanet.com. For additional help, type in Google "guides + (the particular country and/or city)"--try it with and without quotation marks--or visit the tourist office website of the chosen region.

5. Use rejuvenating pills. Next month I will discuss other important rental and lease-related factors.

TABLE 1
UPPER AGE LIMITS (SUPPLIERS)
"No" means the country has no upper age limit. "NA"
means the company has no presence in that country.

                         Rental agency

Country        Avis      Hertz      Alamo     Europcar
             800/331-   800/654-   800/327-   877/940-
               1084       3001       9633       6000

U.K.            No         No         70         75
Australia       No         No         99         No
N. Zealand      No         No         No         NA
Ireland      65-74 *     75 **        74         69
S. Africa       No         No         70         NA
Israel          No         No         92         NA
Morocco         No         75         80         NA
Tahiti          No         75         NA         NA
Romania         No         No         70         70
Greece          No         No         No         70

                    Rental agency

Country       Budget    National   Thrifty
             800/472-   800/227-   800/847-
               3325       7368       4389

U.K.            70         No         70
Australia       No         99         79
N. Zealand      No         No         No
Ireland         75         74         74
S. Africa       70         70         70
Israel          75         92         NA
Morocco         60         80         NA
Tahiti          NA         NA         NA
Romania         70         70         No
Greece          No         No         No

* Depends upon car group,

** Those ages 75 to 79 must meet the following requirements:
1) must drive regularly, 2) must provide letter from doctor
certifying good health during the past year and 3) must
provide letter from insurance company stating to have had no
accidents for five years.

For the URLs (websites) of the companies in this table, go to
Yahoo.com and type "car rentals" (without quotes) in the
"Search the Web" box. For additional firms, go to http://
dir.yahoo.com and click on each of the following categories
in succession: "Business and Economy," "Shopping and Services"
and "Automotive" and "Rental."

TABLE 2
UPPER AGE LIMITS (WHOLESALERS)
"No" means the country has no upper age limit. "NA"
means the company has no presence in that country.

                           Rental agency

Country            Auto        Europe By        Kemwel
                  Europe          Car        877/820-0668
               800/223-5555   800/223-1516   www.kemwel.
                 www.auto      www.europe        com
                europe.com     bycar.com

U.K.                No             No             No
Australia           No             NA             No
New Zealand         No             NA             No
Ireland             75             75             75
South Africa        No             NA             No
Israel              75             NA             75
Morocco             No             NA             No
Tahiti              NA             NA             NA
Romania             No             NA             No
Greece              No             No             No

COPYRIGHT 2005 Martin Publications, Inc.
COPYRIGHT 2005 Gale Group


 
Copyright ©  All Rights Reserved.
 
Related sites: